Transforming data
There’s a fast-paced data revolution taking place in the UK, and in financial services. New players and technologies are disrupting business as usual. With the growth of ‘fintechs’, the increasing role of Big Tech in finance, and new advances such as AI impacting our financial lives, policy and regulation is racing to match the speed of change.
The Transforming Data Network brings together leading civil society advocates and academics who are dedicated to changing the finance system into one that is democratic, sustainable, just and resilient. We meet regularly to share intelligence about the political and regulatory agenda relevant to data-driven finance, identify opportunities for influence, and increase our impact through joint reflection. We also collaborate on policy campaigns. We work together to bring about a powerful voice for social and environmental justice in the face of rapid technological change in finance.
To find out more and get involved, contact us using the ’email us’ button.
We also run a parallel programme called Transforming Finance, looking at a broader range of financial reform issues.
Thinking from the Lab
- Understanding the implications of fintech and the digital revolution in finance means taking power seriously – blog by Jesse Griffiths, CEO
- Open Finance and Vulnerability – policy discussion paper
- Did the Kalifa Review go far enough? – webinar
- The government must listen to civil society on the future of fintech – blog
- Kalifa Review – Lab response – briefing
- Lifting the Lid on Fintech – report
- Open finance, ‘open x’: What’s the use? – blog by Marloes Nicholls, Head of Policy and Advocacy
- Is ‘open’ finance enough? – blog by Marloes Nicholls, Head of Policy and Advocacy
- Open Banking: An introductory guide for credit unions – blog by Marloes Nicholls, Head of Policy and Advocacy
- What if we put the power of financial innovation to work on our most urgent social challenges? – blog by Marloes Nicholls, Head of Policy and Advocacy
- Open Banking Consumer Manifesto
- Open Banking and Financial Health – briefing
- Ethical Use of AI in Finance – briefing
- Good with Data? – blog by Marloes Nicholls, Head of Policy and Advocacy
Work and thinking from the Lab Community
- Together in electric schemes – Transparency International
- Regulate to innovate – Ada Lovelace Institute
- Kalifa review and ethical fintech – Andrea Lagna, Loughborough University
- The hidden risks of being poor: the poverty premium in insurance – Fair By Design
- AI in Financial Services – Dr Florian Ostmann, The Alan Turing Institute
- Artificial Intelligence and Corporate Digital Responsibility – Karen Elliot and Patrica Shaw
- Turning distrust in data sharing into ‘engage, deliberate, decide’ – Mavis Machirori and Reema Patel, Ada Lovelace Institute
- Discussing digital public money with the Bank of England – Positive Money
- Technology and inequality in the era of pandemic – Dr Erin Young, The Alan Turing Institute
- Open Finance: What are the risks and what should the FCA do next? – Sohaib Malik, Fair By Design
- Why the war on COVID must not become a war on cash – Brett Scott
- Can cash survive coronavirus? – Mark Hall, RSA
- Fintech – Beware of ‘geeks’ bearing gifts? – Financial Inclusion Centre