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We believe in a financial system that serves people and planet

That gives everyone a fair chance, whatever their background or identity.

That protects nature, and supports a rapid and just transition to a thriving and sustainable economy.

That helps to reduce poverty and inequality, and no longer enables tax dodging and economic crime.

We know it’s possible. People created the system, and people can change it. 

Find out more

Latest From the Lab

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New Report

The UK’s Dirty Money Problem: Estimating the scale of illicit flows in the UK financial system

Our research has found that at least £325 billion of dirty money from financial crime, money laundering, corruption, illegal trade and tax dodging flows through…

May 24, 2026

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Briefing Paper

Unlocking Access to Credit: Why the UK needs a Fair Banking Act

This briefing sets out how – as part of a national financial inclusion strategy- a Fair Banking Act could resolve the problem of access to…

September 12, 2024

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Featured Publication

The Impact a Fair Banking Act could have for the UK

A Fair Banking Act could lead to a significant increase in the supply of affordable credit for individuals, SMEs and social enterprises.  This research aims…

September 12, 2024

Changing Finance: new this month – July

From our CEO

Changing Finance: new this month – July

Climate risks rising Central bankers believe climate change creates major economic and financial risks – and threatens price stability. Climate litigation risks are a reality…

July 28, 2026

The Gap in Affordable Credit: Why Supply, Not Demand, Is the Problem

News

The Gap in Affordable Credit: Why Supply, Not Demand, Is the Problem

Access to affordable credit is not a niche issue. It affects people’s lives, choices and futures – and recently we saw exactly why urgent action…

July 15, 2026

Changing Finance: new this month – June

From our CEO

Changing Finance: new this month – June

The UK’s ‘dirty money’ problem… At least £325 billion a year of dirty money flows through the UK every year. Here are some videos about…

June 23, 2026

Twitter

Latest from Twitter

With the UK’s first Labour and Co-operative Prime Minister, and a commitment to double the co-operative & mutuals economy, there’s a real opportunity to strengthen local economies & get more investment into communities.

A #FairBankingAct can help deliver it.

#FairBankingForAll

The Lab is closed this week. Here’s why 👇

As an organisation holding others to account, we have to live by the values we inspire in others.

To keep our work sustainable and our team resilient, we close every August for a week of rest.

Back on Monday 24 Aug! 🌿

The Lab is closed this week. Here’s why 👇

As an organisation holding others to account, we want to live by the values we inspire in others. To keep our work sustainable and our team resilient, we close every August for a week of rest.

Back on Monday 24 Aug 🌿

Barclays made £3.3bn profit last quarter alone.

UK community lenders, who reach the small businesses banks turn away, lent just £181m in the whole of 2025.

Gareth Thomas MP wants Barclays, Santander and HSBC to each put in £10m, and a Fair Banking Act to make sure they do.

Twitter

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