The Team

Anna Laycock

Anna Laycock is Executive Director at the Finance Innovation Lab, where she leads our overall strategy, business model, governance and public profile.  She develops new programmes and partnerships, represents the Lab to the media and funders, and ensures the Lab team and Board have what they need to use their talents to the full.

Anna is a collaborative leader and skilled facilitator, with extensive experience of coaching and mentoring.  She regularly speaks at public events in the UK and globally, has taught fintech at Massachusetts Institute of Technology, and has been published in academic journals, book chapters and a range of online and print media.  She holds an MSc in Global Ethics and a Chartered Institute of Marketing Professional Diploma. She has been a judge for the Guardian Sustainable Business Awards and Young Banker of the Year, and in 2017 she was recognised as one of the leading Women in Social Enterprise and on the Women in Fintech Powerlist.

Prior to joining The Lab, Anna was Ethics and External Affairs Manager at Ecology Building Society, where she led the Society’s communications, public affairs and impact measurement.  She was instrumental in the development of new regulation to enable building societies to issue a new type of shares to their members, and represented the Society on the Global Alliance for Banking on Values Communications and Impact Metrics expert groups. Anna has previously worked in international development, campaigning, academic research, social enterprise, and community development.

Anna is a Trustee of NEON, the New Economy Organisers Network, and has advised a number of civil society organisations on planning, impact assessment and governance.  Previous voluntary experience includes three years as Trustee and then Chair of HALE, a community health project in Bradford, and three years serving on the grants committee of Leeds Community Foundation.

She is a Fellow of the RSA (Royal Society for the encouragement of Arts, Manufactures and Commerce), an Associate of the Institute for Social Banking and an Associate of the St Paul’s Institute.


Marloes Nicholls

Marloes is Innovation Programme Manager at the Finance Innovation Lab. Having joined in May 2016, Marloes runs our flagship programme, Lab Fellowship, and leads the Lab’s research on financial innovation.

Before working at the Lab, Marloes worked at the think tank Meteos as Programme Manager and Researcher working on finance and climate change related projects. There, she led the research for BankingFutures, a unique, multi-stakeholder dialogue that asks: how can we rebuild a healthy banking sector in the UK? She also directed Money Comms Lab, a collaborative research project to understand the most effective ways to engage and communicate with the public on issues relating to money and the financial system.

Marloes has a wealth of experience working in social change, including co-founding the campaign Move Your Money UK and working at Oxfam on global campaigns and policy. At Oxfam, she was a Divisional Project Manager and supported the development and evaluation of major high profile campaigns, including work on Oxfam’s climate change policy and campaigning.

Marloes continues to participate in grassroots, creative activism in the UK, and is particularly interested in drawing on the arts and community organising to create accessible ways for the public to engage with money and the financial system. As Vice-Chair of the Tenants and Residents Association of a large estate in East London, she has helped to establish a community garden and cooking scheme to support connections across people of different ethnicity, age and class.

An economist by training, Marloes graduated from Nuffield College, University of Oxford, with a Masters of Philosophy in 2011 and received a first class bachelors in Philosophy and Economics from the University of Bristol in 2008.

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Charlotte Millar

Charlotte is a Cofounder of the Finance Innovation Lab and advises the design and pedagogy of our incubation programmes.

She is widely recognised as an expert in systems change, transformative facilitation and leadership development, and regularly advises social change organisations on strategy and culture. Charlotte is also Head of Training at the New Economy Organisers Network, where she leads the training strategy for NEON’s community of over 1,600 activists and coaches emerging leaders to maximise their impact.

Charlotte has 10 years’ experience of building pioneering systems change programmes, including in her previous role as Sustainability Adviser at WWF-UK. She has also taught and spoken on a wide range of programmes including the Masters for Sustainable Leadership in Sweden, the Amani Institute in Kenya, and the Bold Academy in the USA.She is also Chair of Positive Money and a Trustee for the Public Research Interest Centre.

Charlotte graduated from Goldsmiths College with a first class degree in Spanish and German and has a Masters in Marketing from Strathclyde University.

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You can contact the team by emailing
hello@financeinnovationlab.org or tweeting us at @TheFinanceLab.